tag:blogger.com,1999:blog-13164186.post115003282886342667..comments2024-01-27T19:26:32.604-05:00Comments on Bubble Meter: Bubble Sphere RoundupDavidhttp://www.blogger.com/profile/11169148764438565562noreply@blogger.comBlogger33125tag:blogger.com,1999:blog-13164186.post-1150253574786547292006-06-13T22:52:00.000-04:002006-06-13T22:52:00.000-04:00Ah, yes. The bogeyman landlord. Another piece of...Ah, yes. The bogeyman landlord. Another piece of bait RE agents use to reel in reluctant home buyers.<BR/><BR/>Nice try, RE cheerleaders. But buyers have time and patience and dropping home values on their side right now. And if a landlord throws you out, you can find another rental property. Painful, sure. But not as painful as buying at the market's peak and then seeing your home depreciate in value.<BR/><BR/>Now, next thing you guys will be trying to do is scare us into buying a house with talk about a limited land supply or increased government spending in DC...Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-13164186.post-1150163877540678492006-06-12T21:57:00.000-04:002006-06-12T21:57:00.000-04:00I think the last thing I would worry about is a la...I think the last thing I would worry about is a landlord "stealing" my security deposit, compared to being underwater on my house...trapped because I owe far more than what the house is worth.<BR/><BR/>Also, if your landlord truly withheld your security deposit for no good reason, there is this place called small claims court where you can sue to get your money back. I had several friends in college who took their slumlord to court because he was a lying bastard about why he wouldn't give the security deposit back. The slumlord's lawyer would be present but never the slumlord, because he was a raging alcoholic who couldn't get out of bed before noon.<BR/><BR/>Oh, and by the way, I actually own a house, for those trolls who swore that I was a renter up to this point.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-13164186.post-1150150542058242952006-06-12T18:15:00.000-04:002006-06-12T18:15:00.000-04:00You can tell how desperate these RealTWhores are w...You can tell how desperate these RealTWhores are when they post on housing bubble blogs...probably guilt over talking so many FBs into suicide-financing themselves into places they can't afford.<BR/><BR/>FYI -- I'm not a renter. I love owning my own home -- for LESS than the cost of renting it, as it was a few years back. I'd love for my friends to be able to do the same. Consequently, I'm waiting for the market to fall, as it already is.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-13164186.post-1150131208470863842006-06-12T12:53:00.000-04:002006-06-12T12:53:00.000-04:00Bryce,Despite disagreeing with your analysis, I th...Bryce,<BR/>Despite disagreeing with your analysis, I think you present your points well. Keep up the discussion! Even though I believe there is a massive bubble, I like to hear everyones point of view so I can make the most informed decision possible. Then again, I am not a democrat. <BR/>BobAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-13164186.post-1150114895650206502006-06-12T08:21:00.000-04:002006-06-12T08:21:00.000-04:00Spongeworthy! I'm so very under your skin! That'...Spongeworthy! I'm so very under your skin! That's excellent. Thanks for demonstrating the degree to which I'm on your mind on a consistent basis.<BR/><BR/>No, that isn't me talking about stolen deposits or anything of the sort. And no, my alter ego isn't "Lance". But again, thanks for having an emotional reaction to me - it tells me a lot about you. :-)<BR/><BR/>bryceAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-13164186.post-1150112482670738712006-06-12T07:41:00.000-04:002006-06-12T07:41:00.000-04:00How many people have had landlords "steal" their s...How many people have had landlords "steal" their security deposit? I'm guessing pretty much zero in a random sample of non-Bryce commenters.<BR/><BR/>JerkstoreAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-13164186.post-1150085920760297252006-06-12T00:18:00.000-04:002006-06-12T00:18:00.000-04:00Anonymous said...“The bank can't kick you out unle...Anonymous said...<BR/>“The bank can't kick you out unless you don't pay. The landlord can……”<BR/><BR/>Yep, the trolls are starting to panic. Troll to market trend ratio is starting to be more than just an anomaly.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-13164186.post-1150080622764778852006-06-11T22:50:00.000-04:002006-06-11T22:50:00.000-04:00anon 7:25 that's a good one! wow. ROFL. folks, the...anon 7:25 that's a good one! wow. ROFL. folks, there you have it another witty & intelligent remark from a housing bull...soon to be extinct. we'll miss you!Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-13164186.post-1150078976571121862006-06-11T22:22:00.000-04:002006-06-11T22:22:00.000-04:00Anyone having problems with their house payments s...Anyone having problems with their house payments should contact these folks:<BR/><BR/>http://smhbn.blogspot.com/2006/05/press-release-firebugs-mcmansion.htmlBloggerhttps://www.blogger.com/profile/07698536465854883850noreply@blogger.comtag:blogger.com,1999:blog-13164186.post-1150078901954041522006-06-11T22:21:00.000-04:002006-06-11T22:21:00.000-04:00So many have said "the bank owns the house". No, t...<I>So many have said "the bank owns the house". No, they have a lien against the value of the house. There is a big difference</I>.<BR/><BR/>You're absolutely correct. If the bank owned it they would pay the property taxes on it, instead the poor home-debtor gets to pay. Where is bryce so he can tell us how much DC property tax he pays.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-13164186.post-1150075955100484672006-06-11T21:32:00.000-04:002006-06-11T21:32:00.000-04:00"lien" This is a word that renters should look up..."lien" <BR/><BR/>This is a word that renters should look up at dictionary.com<BR/><BR/>So many have said "the bank owns the house". No, they have a lien against the value of the house. There is a big difference, and you may want to look into it before uttering falsehoods about this topic again.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-13164186.post-1150074965725480562006-06-11T21:16:00.000-04:002006-06-11T21:16:00.000-04:00"How about someone making a compelling argument fo..."How about someone making a compelling argument for buying on this website whose self-esteemed is not tied up in whether they own or rent?"<BR/><BR/>How about somebody make a compelling argument for renting without ... how about somebody make a compelling argument for renting?Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-13164186.post-1150074909878393682006-06-11T21:15:00.000-04:002006-06-11T21:15:00.000-04:00"Or you can buy and be in debt to a bank... So, is..."<BR/>Or you can buy and be in debt to a bank... So, is it a landlord - from whom you can walk and find another, if they decide to chase you out? Or owe hundreds of thousand to a bank - from whom you cannot walk away unless you pay off your loan?.."<BR/><BR/>The bank can't kick you out unless you don't pay. The landlord can. And he can come into your house when you're not home, and most of them do so regularly. The bank has a mortgage lien on the property. The property belongs to the landlord. <BR/><BR/>Sorry, I've had one too many experiences with landlords to be one's bitch ever again.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-13164186.post-1150072626275549882006-06-11T20:37:00.000-04:002006-06-11T20:37:00.000-04:00"Too bad you're not going to get it. You're going ..."Too bad you're not going to get it. You're going to have to continue to rent like you're 20 years old. Have fun dealing with your landlord coming into your apartment unannounced when you're not home."<BR/><BR/>Or you can buy and be in debt to a bank... So, is it a landlord - from whom you can walk and find another, if they decide to chase you out? Or owe hundreds of thousand to a bank - from whom you cannot walk away unless you pay off your loan?...<BR/><BR/>How about someone making a compelling argument for buying on this website whose self-esteemed is not tied up in whether they own or rent?Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-13164186.post-1150072456516777382006-06-11T20:34:00.000-04:002006-06-11T20:34:00.000-04:00proved my point again, anon 5:03 - good job! reall...proved my point again, anon 5:03 - good job! really, quality material there.<BR/><BR/>back on topic, you all should check out nnjbubble blog for this weeks lowballs - some 50% off lists - firesales already beginning..Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-13164186.post-1150072064297509922006-06-11T20:27:00.000-04:002006-06-11T20:27:00.000-04:00The use of the term "lagging indicator" confuses m...The use of the term "lagging indicator" confuses me.<BR/><BR/>Poster A linked to an article saying, anecdotely, that completed sales in Falls Church are averaging 10% below assessment.<BR/><BR/>Poster B linked to recent data on home sales from Arlington County showing the opposite.<BR/><BR/>Seems like apples to apples to me.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-13164186.post-1150070587380990472006-06-11T20:03:00.000-04:002006-06-11T20:03:00.000-04:00"funny how fear breeds such negativity, anon 4:30...."funny how fear breeds such negativity, anon 4:30.<BR/>but thanks for the concern."<BR/><BR/>Haha, you mean your own fear and negativity. Have fun in small claims court when your overlord, um, I mean landlord steals your security deposit. Wait, let me guess - yours is the only landlord in the world who doesn't do that.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-13164186.post-1150070394939618772006-06-11T19:59:00.000-04:002006-06-11T19:59:00.000-04:00funny how fear breeds such negativity, anon 4:30.b...funny how fear breeds such negativity, anon 4:30.<BR/>but thanks for the concern.<BR/><BR/>a.s.r.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-13164186.post-1150070252249601542006-06-11T19:57:00.000-04:002006-06-11T19:57:00.000-04:00you're 100% right about that, anon 4:40, just stat...you're 100% right about that, anon 4:40, just stating that it's an option, even if it's not for another 10 years or whatever.<BR/><BR/>a.s.r.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-13164186.post-1150069222595329242006-06-11T19:40:00.000-04:002006-06-11T19:40:00.000-04:00anon. soph. renter;Refi at a lower rate? When the...anon. soph. renter;<BR/><BR/>Refi at a lower rate? When the cows come home.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-13164186.post-1150068642757782832006-06-11T19:30:00.000-04:002006-06-11T19:30:00.000-04:00"I'd much pay 25% less for a house (say 375k vs. 5..."I'd much pay 25% less for a house (say 375k vs. 500k) with a mortgage rate of 25% more (6.5% to 8.125%, big deal) -- plus you can always refinance mortgage rates but when you buy that home at 500k you're out the 125k difference forever (plus interest, insurance, taxes, etc.).<BR/><BR/>a 'sophisticated renter'"<BR/><BR/><BR/>Too bad you're not going to get it. You're going to have to continue to rent like you're 20 years old. Have fun dealing with your landlord coming into your apartment unannounced when you're not home.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-13164186.post-1150068578434901512006-06-11T19:29:00.000-04:002006-06-11T19:29:00.000-04:00"The spring rally has failed to materialize."Show ..."The spring rally has failed to materialize."<BR/><BR/><BR/>Show us where you're getting this information. All of these statistics concern closings, not contracts. Statements like this reveal how insecure bubbleheads really are about their gamble on renting.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-13164186.post-1150068466982044612006-06-11T19:27:00.000-04:002006-06-11T19:27:00.000-04:00that's much *rather* pay, of course.that's much *rather* pay, of course.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-13164186.post-1150068392631764782006-06-11T19:26:00.000-04:002006-06-11T19:26:00.000-04:00I'd much pay 25% less for a house (say 375k vs. 50...I'd much pay 25% less for a house (say 375k vs. 500k) with a mortgage rate of 25% more (6.5% to 8.125%, big deal) -- plus you can always refinance mortgage rates but when you buy that home at 500k you're out the 125k difference forever (plus interest, insurance, taxes, etc.).<BR/><BR/>a 'sophisticated renter'Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-13164186.post-1150067701759692872006-06-11T19:15:00.000-04:002006-06-11T19:15:00.000-04:00The spring rally has failed to materialize. Home ...The spring rally has failed to materialize. Home debtors are in for an ass-pounding they will never forget. Many will never recover.Anonymousnoreply@blogger.com