"If you paid your mortgage off, it means you probably did not manage your funds efficiently over the years. It's as if you had 500,000 dollar bills stuffed in your mattress."
Wait a second. Let's say interest rates stay at 5.8% and you take out a home equity loan or don't pay off you mortgage, then those borrowed dollars are costing you about 4.5% ( adjusted for tax breaks). If you keep the money under your mattress then it is costing you the price of inflation per year. It is clearly not the same. Shame on Lereah.